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01Toronto's 2026 federal housing partnership: which of the 18 projects were already announced or under way, and why announced homes cannot be added upMost of the 5,605 homes Ottawa and Toronto announced in August 2026 were in projects the city had already announced or where site work had begun. Each government counts a building at the stage it pays for, so announced totals keep growing while Toronto's construction starts fall.ArticleHousing35 quotes · 3 sources · 15 min18 Oct
02Are Federal Housing-Supply Programs Getting More Homes Built in the Greater Toronto Area?The federal supply programs launched since 2023 have not stopped the Greater Toronto Area's homebuilding from falling to multi-decade lows. Toronto CMA housing starts fell 31% in 2025, from 37,718 to 26,087 [3], and were down another 14% i…ResearchHousing38k characters18 Oct
03Canadian recessions and the mortgage channel: rate decisions, CMHC, and five decades of housing-led downturnsEvery major Canadian downturn since 1980 carries a monetary-policy fingerprint, and housing is how the decision reaches people. The clearest case is 1990, where the campaign overshot its own target and Toronto prices did not pass their 1989 peak until 2002.ArticleHousing61 quotes · 1 source · 10 min10 Oct
04Canada's short-term rental rules: supply, prices, and the mid-term rental tier that never formedShort-term rentals add flexible supply, and competition lowers prices. Canadian cities banned them anyway — and cut off a tier between a hotel and a lease just as it was forming.ArticleHousing24 quotes · 2 sources · 5 min10 Oct
05Canada's short-term rental bans and rents: what returned to the long-term market, and what actually moved pricesCanadian cities restricted short-term rentals to bring homes back to renters. Few came back, rents fell for other reasons, and the bans squeezed a new kind of housing that sits between a hotel and a lease.ArticleHousing41 quotes · 2 sources · 7 min10 Oct
06Would a legal tier between a hotel and a lease lower rents?There is no public Hamilton-specific data on the MTR share of its 1,250 units, but the broader Canadian pattern would suggest the market was structurally changing — not just returning to its 2019 form.Open problemHousingOpen10 Oct
07Did Banning Airbnb Actually Fix Canadian Housing? An Evidence-Based Audit of the STR Restriction ExperimentCanadian housing affordability rests on a chain of causal assumptions — that STRs significantly reduce long-term housing supply, that banning them returns those units to the long-term rental (LTR) market, and that this added supply lowers rents.ResearchResearch briefHousing24k characters22 Jul
08Hamilton's Short-Term Rental Crackdown and the "Demand-Side Disruption" QuestionHamilton, Ontario adopted one of Canada's stricter short-term rental (STR) regimes in January 2023, with full enforcement starting January 1, 2024.ResearchResearch briefHousing24k characters22 Jul