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"Hamilton, Ontario adopted one of Canada's stricter short-term rental (STR) regimes in January 2023, with full enforcement starting January 1, 2024. The bylaw confines STRs to a host's principal residence, bans commercial multi-listings, caps stays at 28 consecutive nights, and imposes licensing, inspections, insurance ($1–2 million), criminal record checks, and fines up to $100,000. Council adopted the policy *during* the worst of Canada's rent inflation, not before — Hamilton's largest one-year rent jump (14.4%) actually occurred in 2022–23, while the bylaw was being passed and enforced. The stated goal was to return roughly 650 family-sized units to long-term inventory."
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